Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

Wednesday, April 20, 2011

Couponing

I've decided to give couponing a try again. I think that now I've gotten the nack down for menu planning, maybe I can succeed at using coupons. I didn't last time I tried. Over here at Money Saving Mom MoneySavingMom.com
She has a great seris on Better Budgeting for Groceries
 31 Days to a Better Grocery Budget
Mostly its, having a grocery budget, planning a menu, paying cash, and using coupons. I've gotten a grocery budget, I plan a two week menu, and I've started using just cash for my groceries. Next step coupons.

As I've searched over the internet there is many different ways to coupon. Organization styles, shopping styles, ect. My main problem is we really only have 3 main grocery stores in this town; Walmart, Jubille, and Smiths. I shop at two. When I tried to use coupons before I tried out the store Smiths, I loved it up in Logan, here in Vernal though...not so much...I really dislike it actually. So I don't shop there, personal preference.

Anyways, I found an organization style and shopping style that I like over here at Utah Deal Diva
And Grocery Smarts has my preffered grocery store, Jubille, located on it!! Yay!!! I had to do some research to find it but I've found it, its Associated Foods, late Ad run.

Anyways, for this week when I go grocery shopping I'll start out small using this method, seeing how I don't have a coupon back up base to use, and I'll start collecting my coupons and storing them away in a nice little 3-ring binder. Hopefully I'll get the hang of it and save more money!!! I'll keep you updated on what I've done and what it all looks like!
What do you do to save money on your grocery budget?

Friday, November 5, 2010

Payday

Don't you just love payday? That time when the check comes rolling in for all that hard work you've been doing for the past little while, and you know you've been rewarded.

Don't you just hate payday? Once the cool the check is here, then comes the bills and grocery shopping to do for the next two weeks. Or at least thats how things go down here.

I am thankful that my husband has a job and we do have a steady pay check every two weeks. I'm also grateful for the restraint I put on us so we can get that much farther outta debt. My favorite quote. "Livin' like poor people now, so we can be rich later on!" Yep its nice, especially when I see that money piling up in the bank account, knowing that I'm going to have my tractor paid off when the first payment comes due in January. AWESOME FEELING!!! Then soon I'll have no more school loans and if my caculations are right and we are still at the same job making the same money...our land will be free and clear in SIX years. Even more awesome!!!

I'm looking forward to the day that the paycheck will just have to buy the neccesities of life and can go to savings and retirment to sit and build so when the time is right, we can retire and farm. What do you want to do when you retire and get to live off your hard earned saved money?
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